Capital One called asking for Baby's social security number. Knowing he didn't have a Capital One card, Baby yelled at the caller and asked where she got his phone number. Avoiding the questions, she said he was at risk, and Baby asked,
"How can you know I'm at risk, but not know my social security number? Tell me what you know, and I'll consider."
The caller demurred.
After hanging up, Baby dialed the number that "Capital One" provided, 800-239-7054, which proved to be a fraud service aiming to spear-phish victims for their contact information.
The operator asked for Baby's name, account number and social security number.
"Why can't you access my account with other information, like the last four digits of my social security?" Baby asked the caller. "Why would I bank with a company that needs all of that data simply to pull up my account?"
The calm tele-fraudster again asked for his social security number, so Baby asked for her phone number. The fraudster ignored the request, and advised that Baby would be in danger if he didn't share more information.
"Where do you get off calling people with these fake scams?" he asked. "Aren't you ashamed of yourself and the job that you have?
Calming down, Baby said he'd provide her any information she wanted in return for the names of her family members. The creepy bitch hung up.
Beware of the Capital One scam, this is the second time they've contacted the Baby housefhold. Call the real number of the bank to report the phishing attempt.
And as Baby demonstrates, you can have fun with the seedy scam artists in the process.